双语早读：Learn to live within your means.

Learn to live within your means.

学会靠自己生活。

Learn smart financial management now. Learn how to live within a budget and maintain good credit. A mistake I once made, and one I still see a number of my peers making, is being a slave to lifestyle: taking cabs everywhere, buying expensive clothing, and having meals out constantly. This is stupid and reckless. I know people who were left completely adrift despite having made great salaries because they had no savings when their careers hit a rough patch. Their income was spent all on things that are frivolous. Luxuries are a wonderful thing only if you can truly afford them. Don't be a slave to funding a lifestyle that will not last. Learn to live modestly and save up, and then you will have earned the right to purchase yourself some treats, in moderation.

现在开始，学些理财知识吧。学着怎么在不打破预算的情况下生活，还保持良好的信用额度。我曾经犯过一个错误，现在我仍旧看见我的很多朋友在犯这个错误，那就是成为了生活方式的奴隶：无论去哪儿都打的，买昂贵的衣服，还有经常去外面吃饭。这是愚蠢和鲁莽的。我见过那种人，尽管工资很高，但是当他们的工作遇到困难的时候却因为没有积蓄而彻底绝望。他们把所有的收入都用在那些没有意义的东西上。只有当你真正能负担得起的时候，奢侈才是恰到好处。不要去选择一种不会持久的奴隶的生活方式。学会谦虚地生活还有节约，然后你就可以有节制地给自己来个奖励。